Debt Settlement Offer to Dismiss Court Judgment
This fully customizable letter addresses the issue of how to settle a debt following a legal judgment.
This investigation dispute letter provides a request for an additional credit investigation if results from the first investigation are met with disagreement.
Frivolous Dispute Letter
If it is discovered that a credit reporting bureau is providing inaccurate or incomplete credit information it may have negative consequences on your ability to be approved.
Reaffirming Debt After Bankruptcy
This debt reaffirmation letter acknowledges debt that continues to be owed to a creditor following a bankruptcy.
Removal of Errors
If after receiving a credit report it is discovered that errors are being reported, you have a right to contest the errors.
Request Removal after Bureau Investigation
This letter protects from erroneous debt collection if a statute of limitations has expired.
Validation of Debt (Admission by Silence)
Following unanswered requests to provide proof of debt, this letter addresses the responsibility of the creditor to prove a claim or face a lawsuit from the petitioner.
Validation of Debt (After Dispute to Bureau)
This letter seeks proof of authorization froma credit bureau that is reporting an account as a collection account.
Validation of Medical Debt (HIPAA Request)
Referring to HIPAA guidelines, this letter seeks proof of debt when approached by an unexpected medical collections agency when permission may not have been given.
Warning of VOD
This fully customizable letter outlines a violation of the Fair Debt Collections Practices Act and seeks immediate action to be taken to address the violation and avoid further legal action.
Warning Violation for Expired Debt Collection
This letter informs a collection agency that the debt that is being sought has surpassed a statute of limitations and is no longer collectable.
This letter provides a fully customizable letter disputing inaccuracies reported by ChexSystems.