
Dispute Letters
Credit Dispute 60 Day Follow up
After a credit reporting service fails to comply with a federally mandated 30-day response period, this letter provides a goodwill request for action when challenging a specific credit item that is being inaccurately reported. Note: Be sure to provide clear, legible, copies of your SSN and driver's license on a second page or you will be rejected by the credit bureau.
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Dispute Investigation
This investigation dispute letter provides a request for an additional credit investigation if results from the first investigation are met with disagreement.
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Issue NowFrivolous Dispute Letter
If it is discovered that a credit reporting bureau is providing inaccurate or incomplete credit information it may have negative consequences on your ability to be approved.
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Issue NowReaffirming Debt After Bankruptcy
This debt reaffirmation letter acknowledges debt that continues to be owed to a creditor following a bankruptcy.
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Issue NowValidation of Debt (After Dispute to Bureau)
This letter seeks proof of authorization froma credit bureau that is reporting an account as a collection account.
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Issue NowCollection Account Disputes
This letter serves as a request for proof of collection and a command to cease collection attempts until this proof is provided.