Validation of Debt (Admission by Silence)
Following unanswered requests to provide proof of debt, this letter addresses the responsibility of the creditor to prove a claim or face a lawsuit from the petitioner. This letter can be tailored to fit specific claim details and references the legal obligations of the creditor set forth by The Fair Debt Collection Practices Act. Note: Be sure to provide clear, legible, copies of your SSN and driver's license on a second page or you will be rejected by the credit bureau.
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